Terms and Conditions

Last Updated March 3, 2025

These terms and conditions govern your use of this web site and also govern the terms of our relationship if you purchase a program or service from Nayia Pierrakos and Wealth Thru RE, LLC.  d/b/a  ValueAmplifier.us  Wealth Thru RE, LLC. (“COMPANY”). By accessing this web site or purchasing a program or service from us, you are acknowledging and accepting these terms and conditions.

1. Our Digital Programs
If you purchase one of our digital programs, you agree to the items immediately below (as well as to the general terms and conditions stated in later sections of these Terms):

- You agree that your digital product is non-refundable (whether you ever choose to use the digital program or not). You also agree to the terms of our Refund Policy.

- You understand that there are NO guarantees that any digital program you purchase from us will produce any particular result. You cannot share the digital product with anyone else unless we have given you written permission to do so. You cannot give any login you are provided to someone unless we have given you written permission to do so.

- If you have trouble accessing the digital product you purchased or our membership site (when applicable), please contact us using the contact info shown below.

2. The Creative Finance Degree Program (Online Course)
Upon purchasing the Creative Finance Degree Program, you agree to the following terms governing your participation in that program:

A. Your Membership Period

Online course modules 12-month access. During Your Membership Period, you will be provided access to the coaching calls and support, access to the membership site with the program materials, access to the community site to interact with other members and us, access to any bonuses you were promised, and the current version of the Creative Finance Degree Program.

1. Program Access Terms

You can use the materials, methodologies, worksheets, bonuses, and templates that you downloaded during Your Membership Period within your company, solely for your internal usage with you and your team only (or for the specific purpose that the resource was shared with you). Unless otherwise authorized by COMPANY, you are strictly prohibited from distributing these materials to third parties, selling them, and from creating derivative works of them in violation of the applicable intellectual property laws.

2. Your Payment Obligations

If you purchased this program on a payment plan, you agree and understand that you owe the entire program amount and all payment installments regardless of how much or little you use the program and the services that are included. In order to deliver the highest level of service to all our members, we have several support staff, and costs for creating and delivering the program to you that are based upon your full payment for the program.

3. Refund Policy and No Particular Results Guarantee for Program (Online Course)

You also agree to the terms of our Refund Policy and understand that there are no program (course) refunds. You understand that there are NO guarantees that this program will work for you or will produce any particular result. You are simply receiving a space in the program, and will receive the support, guidance and the materials set forth herein, but you alone are responsible for your own success or failure in life and business.

4. No Professional Advice

COMPANY does not engage in the rendering of legal, accounting, financial, medical, or other professional services. You acknowledge that you will make your own decisions before acting on any information gained from this program. It is further understood that before you utilize any techniques suggested by this program, you should consult licensed professionals as applicable.

5. Recorded Calls

You are aware that calls can and will be video and audio recorded for quality control, educational purposes, and/or marketing materials.  You understand and agree that these recorded meetings can help you get the most from the course, community, conference, event, or work-related discussion. It allows you to review what was said and ensure you didn't miss any key information.  Zoom is one of our platforms used which provides you a disclaimer which pops up before you attend any recorded calls.  If you don’t want to be video recorded you turn off your camera and or edit your name on your screen for anonymity.   
  

F. Program Adjustments

In an effort to provide the best possible service to our members, we may adjust how we deliver the coaching services from time to time, such as: (1) changing the manner and duration of critiques that can be submitted; (2) changing the frequency of the coaching calls to add more or fewer calls based upon member needs at the current time (with at least two group coaching calls hosted by Nayia Pierrakos per month at a minimum); (3) changing staff allocations; or (4) changing the technology used to deliver the program materials or community site. These are just a few examples of the adjustments we may make over time, and you will be informed of any such changes.

G. You are a Business Owner

You enter this Agreement in your capacity as a business owner, not as an individual consumer. This is true even if you do not have a business entity such as a limited liability company. As a business owner, you may have limited rights under your state’s laws, and may be giving up consumer rights.H. Company Can End Your Participation. COMPANY may determine, in its sole discretion (such as if you are deemed disrespectful to COMPANY and/or other members or otherwise not the right fit), that you are no longer allowed to continue your participation in the program. In this circumstance, COMPANY will provide a pro-rata refund to you for the remaining portion of Your Membership Period (if you already paid in full for your membership), or if you were on a payment plan, COMPANY will release you from your obligations to make the future payments for the remaining period you are no longer a member of the program.

I. Agreement to General Terms

You hereby confirm that you also agree to the general terms and conditions set forth below.

3. The Ongoing Annual Grateful Family Community 

Upon applying and if you are accepted into the Grateful Family Partner Community.  You agree to the following terms governing your participation in the community: A. Your Membership Period.   This is an annual community subscription paid monthly or annually.   During Your Membership Period, you will be provided access to the coaching calls and support, access to the membership site with materials, access to the community site to interact with other members and us.

1. Program Access Terms

You can use the materials, methodologies, worksheets, bonuses, and templates that you downloaded during Your Membership Period within your company, solely for your internal usage with you and your team only (or for the specific purpose that the resource was shared with you). Unless otherwise authorized by COMPANY, you are strictly prohibited from distributing these materials to third parties, selling them, and from creating derivative works of them in violation of the applicable intellectual property laws.

2. Your Payment Obligations

If you purchased the community subscription program on a payment plan, you agree and understand that you owe the entire program amount and all payment installments regardless of how much or little you use the program and the services that are included. In order to deliver the highest level of service to all our members, we have several support staff, and costs for creating and delivering the program to you that are based upon your full payment for the community program.

3. Refund Policy and No Particular Results Guarantee for Community Membership

You also agree to the terms of our Refund Policy and understand that there are no community membership refunds. You understand that there are NO guarantees that this program and community membership will work for you or will produce any particular result. You are simply receiving a space in the community membership program, and will receive the support, guidance and the materials set forth herein, but you alone are responsible for your own success or failure in life and business.

4. No Professional Advice

COMPANY does not engage in the rendering of legal, accounting, financial, medical, or other professional services. You acknowledge that you will make your own decisions before acting on any information gained from this community program. It is further understood that before you utilize any techniques suggested in this program, you should consult licensed professionals as applicable.

5. Recorded Calls

You are aware that calls can and will be video and audio recorded for quality control, educational purposes, and/or marketing materials.  You understand and agree that these recorded meetings can help you get the most from the community, conference, event, or work-related discussion. It allows you to review what was said and ensure you didn't miss any key information.  Zoom is one of our platforms used which provides you a disclaimer which pops up before you attend any recorded calls.  If you don’t want to be video recorded you can turn off your camera and or edit your name on your screen for anonymity purposes.     

F. Program Adjustments

In an effort to provide the best possible service to our members, we may adjust how we deliver the community and coaching services from time to time, such as: (1) changing the manner and duration of critiques that can be submitted; (2) changing the frequency of the coaching calls to add more or fewer calls based upon member needs at the current time (with at least two group coaching calls hosted by Nayia Pierrakos per month at a minimum); (3) changing staff allocations; or (4) changing the technology used to deliver the program materials or community site. These are just a few examples of the adjustments we may make over time, and you will be informed of any such changes.

G. You are a Business Owner

You enter this Agreement in your capacity as a business owner, not as an individual consumer. This is true even if you do not have a business entity such as a limited liability company. As a business owner, you may have limited rights under your state’s laws, and may be giving up consumer rights.

H. Company Can End Your Participation

COMPANY may determine, in its sole discretion (such as if you are deemed disrespectful to COMPANY and/or other members or otherwise not the right fit), that you are no longer allowed to continue your participation in the community program. In this circumstance, COMPANY will provide a pro-rata refund to you for the remaining portion of Your Membership Period (if you already paid in full for your membership), or if you were on a payment plan, COMPANY will release you from your obligations to make the future payments for the remaining period you are no longer a member of the community program.

I. Agreement to General Terms.

You hereby confirm that you also agree to the general terms and conditions set forth below.

4.  INTELLECTUAL PROPERTY

You acknowledge and agree that all content and materials available on this site and in COMPANY’s programs are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by COMPANY, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content.5. THIRD PARTY REFERENCES / HYPERLINKS This site and COMPANY’s programs may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of COMPANY, and you acknowledge that COMPANY is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by or any association with its operators.

6. ABILITY TO ACCEPT TERMS AND CONDITIONS

You affirm that you are either more than 18 years of age, or an emancipated minor, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms and Conditions, and to abide by and comply with these Terms and Conditions.

7. CONTACTING US

If you need to contact us, please email us at info@wealththrure.com 

8. DISCLAIMER OF WARRANTIES

ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS SITE AND COMPANY’S PROGRAMS (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. COMPANY AND ITS AGENTS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

9. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY WILL NOT BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF BUSINESS, LOSS OF OPPORTUNITY COST, LOSS OF PROFITS AND THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. THE MAXIMUM AMOUNT OF ANY AND ALL LIABILITY OF COMPANY OF ANY NATURE, INCLUDING ATTORNEY’S FEES AND COSTS, SHALL BE LIMITED TO THE AMOUNT PAID TO COMPANY UNDER THIS AGREEMENT.

10. INDEMNIFICATION

Upon a request by COMPANY, you agree to defend, indemnify, and hold COMPANY and its other affiliated companies harmless, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this site or for a breach of this Agreement.

11. SEVERABILITY AND INTEGRATION

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and COMPANY with respect to this site and your participation in COMPANY’s programs and supersedes all prior or contemporaneous communications between you and COMPANY with respect to this site and COMPANY’s programs. If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

12. JURISDICTION

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Virginia. You hereby consent to binding arbitration in the State of Virginia to resolve any disputes arising under this Terms and Conditions.

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